You have a great idea...so long as you have enough funds (18k+) to start up a property.

Sat on hold for 20 minutes only to be told that it has to be escalated to IT. 

@Adam Martin  Not a bad idea!  

Just sent you a DM, would love to get an idea on what you are trying to do and how to help. 

I like @Christopher Phillips idea- surely a local bank would extend a line of credit to you based on the equity.

I know about alamo reia and sareia I had no idea there were smaller groups.

I feel your pain; I have also had to battle (at times) with my wife to hold on to my long term rentals!

I think it would be a great idea.

Buy and hold?

In the case of ACH, the refund automatically goes to the tenant's bank account and landlords are unable to submit evidence to fight these disputes.In the case of a card payment, the funds can sometimes get refunded to the tenant directly or may sit in a holding pattern at the bank until the dispute review is over.