I honestly didn’t even know it was it was a manufactured home until it said so in the description.

Some things sound great on paper, but you enter the work force to find out they are nothing like the 2 paragraph description you read.Im not saying don't get a degree, rather invest some time to understand your self first and make a smart investment.

. - that falls under "self-help eviction" and can be punished sternly by the courts.)If you're going to own property in Rhode Island it's definitely worth reading through the RI Landlord Tenant Handbook (pdf), which is a more human-readable description of the RI Residential Landlord and Tenant Act.

What they meant was, the requirement to prequalify with their lender wasn't mentioned in the terms or description in the MLS.  

From your self description, it sounds like you enjoy eyeball-to-eyeball interactions with people and understand that marketing is a contact sport.

Currently, I use Rentometer to estimate my rents, the listing description for taxes, and I use an educated guess  for the utilities.

Knowing exactly what each document is for is also super important so you can give a general description to make the borrowers feel more comfortable.

Asking price: $119,900Type: Single Family, detachedLot size: 66x66Bedrooms: 3Bathrooms: 1Basement: Full, unfinishedHeat Description: Forced AirHeating Fuel: Natural Gas,Air Condition: CentralProperty Tax: $2,661

Account ClosedI'm inserting made up numbers in your scenario and asking you to lay it all out beginning to end as clearly as you can so I can try to get from you your description of what you think you want to do because I'm trying to assess what you are thinking and whether or not what you're thinking is above board.You're saying your goal is to pay 70% or less which implies to me you're thinking you're dealing with normal sellers, so I'm heartened by that and that you responded to my crazy low numbers as absurd. 

I I'm reading your description of events correctly, this is what I understand happened:1 - You got a HELOC on Property #1 for $72k.2 - You refinanced property #1 for $100k based on 70% of a $144k appraisal3 -  Add up the numbers.