I just went to the "intro seminar" (ealier tonight, about four hours before this post), I found I knew more about RE (&) I, than the 2 "instructors" ( who claim to be making 30,000+ per month.. 1- looking at these guys I assessed them from a visual point.

That's also why you have liability coverage during that ownership period, which covers you during that insured term and forever as well as any current policy you may have.I'd talk to a RE attorney as to the assessment of any risk in reality, I've never heard of a homeowner being sued 10 years later for any of those issues.Can they prove that mold existed prior to or on the day of sale?

It is assessed for $107K.

., you pay all closing costs or you extend the financing contingency all the way to closing), your even more likely to get them to switch.We've used our broker for a couple dozen deals over the years, and his success rate (when he says they are prequalified) is 100% (and the loans always close quickly and without issue)...I actually credit him with much of our success in this business.

Some States Give HOA Liens Super Lien StatusApproximately 20 states have laws that give HOA assessment liens super lien status under certain circumstances.

If you have no money and cannot swing a hammer, maybe you can help them find and assess deals.  

I am also working on a practicum at the Department of Rehabilitation doing psychological assessments.    

What I do see is even single and 2-family homes rarely even owned by the occupants these days but instead by 'Investors' many of them from overseas (ie, China) with portfolios spanning dozens to hundreds of rental properties per person.I do see to a vast extent that these neighborhoods that were once 'Owner' occupied have taken a turn for the worst (as far curb appeal, quietness, cleanliness, safety, etc) as they become vastly 'Renter' occupied.

try Navy Federal, around here there are a dozen CUs. 

You'll find this in legal and accounting assessments, you might buy a bag of diamonds, the value is that paid if the sale meet requirements as an arm's length transaction meeting other requirements, not a distressed situation, and that value will be the book value to the buyer for 12 months, then the book value will be changed to its market value.