I haven't looked at their financing yet, but there are other lenders out there and financing is opening up - so shopping around is definitely an option. 

From there you should get quite an education and then can shop more competently for bids.

To identify your best HML, I would recommend both networking with lenders at your local RE meetings (the way @Justin R. suggested), and reaching out to established HMLs from BiggerPockets' database for California (as suggested by @Sean Walton), which you can find here: https://www.biggerpockets.com/hardmoneylenders/cal...There are not that many, and it pays to connect with all of them, shop around, see which ones work best for you. 

Hand tools and power tools get buttoned up and brought back to the shop daily, which makes it super easy for my lead carpenter to keep a running inventory.

The prices, quality, and services differ so you can save yourself money by shopping around.Sounds like you're starting your first DM campaign.

Shop lenders.

This is so that you are not penalized for shopping for one of the largest purchases of your life.  

BTW:  My wife's gift shop is Le Melange Gifts - in Henderson - and she speaks French, if you get lonely for it while you are here.  

You can shop till you drop :)

Hello, I'm currently shopping (remotely) for 1, 2, and 3-plexes in Tennessee and looking for advice in particular on duplexes.