If they 'don't have' this info, even in an excel spread sheet, I'd be leery.

I tried to keep all current records in the online excel sheet, so it will be easier to track all expenses, but I need some discipline to go there every time. 

Music has always been a great medium for my creativity and love for the arts, but I'm looking to really get involved with houses and find opportunities to financially grow whenever possible.

Create a pro forma in Excel and practice running potential project rehabs (buy, fix, flip) through it.  

Does anyone have an MS Excel model for Property Development Feasibility Studies?

The payment calculators, the PMT function in excel or a financial calculator will calculate only the loan repayment. 

John Gray's suggestion--check the NRMLA website for the Find a Lender feature and check for someone who is a Certified Reverse Mortgage Professional (CRMP)--is excellent.

Agreed, the podcasts are an excellent resource.

Credit is excellent, income is decent, however student loans makes my debt/income not look so favorable. 

She is excellent and has been ranked in the top 25 residential realtors in triangle for the last 6 years.