My showers are typically 9-10 mins (I know because I have a bathroom fan that runs on a timer of 5, 10, or 15 mins).

Thanks for all the help Brian and its a good time to be a Pats fan!

I'm not a huge fan of the 1% or 2% rule, because so much varies by location and by price range.

For example, ceiling fans in the master bedroom and family room, improving the curb appeal and the front entrance area, fresh paint, etc.

Obviously I am a fan of investing in TX :), but I work with a guy who's done 1000 deals in 13 years, and he is really changing my life in a great way. 

I was scared to death and probably out of my league and could have just gave both clients to another more experienced agent, but we have to start somewhere right!

(That could be my NY bias creeping in).In any event @Elizabeth Colegrove hit the nail on the head (although she knows I am not a huge fan of the buildium/mysmartmove process, heh).

., being a long time Wings fan your post brought me a smile and I thank you.

@Brian Gibbons , We do not have Dodd-Frank here in Canada, but there are other considerations.I'm not a fan of the term Rent-to-Own as I find it misleading as it blurs the distinction between an option to purchase and an instalment sale.  

I have always been a big fan of CreditKarma.com as it is a free way to check your credit.