I do think new models will emerge however the more I digest this settlement & believe me I more than anyone would love to see the industry transformed, I think the more likely outcome is just reduced net commissions and reduced volume for agents, while not being an extinction level event either.

College students/people with job Mon-Friday in city/ people limited income rent a room.

With our income combined we can afford the homes in our area and further out, however separated we can't. 

With a better credit score and improved financial situation since buying the home, you may be able to qualify for a lower interest rate, which could significantly reduce your monthly mortgage payment.Rent out a room: Since you're interested in purchasing more properties to rent out in the area, consider renting out a room in your current home to help offset some of the mortgage costs.

Long term tenants & consistent income Lessons learned?

Is there a way for me to get a loan for him so that it’s a low down payment but using my income/credit to qualify?

For pre screening are you simply looking at income, debts, employment etc? 

Cost segregation reduces the taxable value of your estate which has a direct impact on estate planning.

DSCR loans do have slightly higher rates than conventional loans, but its not because of the LLC, its because of how they qualify the client (not using personal income). 

They try to desperately tie people leaving to the budget deficit but then have to admit it was more about reduced capital gains taxes and job losses in the tech sector.