I'd recommend using a good lender that covers the rehab budget - so you are not out of pocket for the purchase & rehab amount.

Here are a couple of factors to consider (and facts to know): - The financing portion can be very tricky if your lender is not familiar with the improvement exchange structure.  

What Erik said, also, you need to be aware of seasoning requirements (with the dscr lender) prior to a cash-out/refi.

Generally, a larger MF lender wants to see experience.

I’m trying to get the ball moving a little faster than what it is and with not being able to cash out or Heloc for another 6 months, im wondering if it would be worth it to go to a hard money lender?

However, that doesn't mean the lender would exercise it.

I just got a lender and pre approved, and have found a potential house.  

If you set it up with a car rental service like Turo are likely protecting yourself/car more from potential issues and damage and may be able to keep it off platform and only make it available to your renters (not sure on that last part but just a thought).Also, from a lender perspective it could complicate things if you are looking to refinance one day and have car payments included in the lease payments/on the lease.

The township said they would grant us a temporary CO to close, however our lender still declined our loan.

This means the state debt should be paid instead of the lender in this case.