Jay Kaufman, Chair of the Joint Committee on Revenue, and then Rachel Lake, Operations and Constituent Services Director for Senator Julian Cyr, who represents the Cape and Islands.As we mentioned in previous communications on the topic of the Lodging Tax, the momentum is growing among Cape and Islands Chambers of Commerce and state legislators across the state to impose the 11.7% Lodging Tax to all short-term rentals, with 5.7% going to the state and up to 6% to the towns.Our opinion piece that was published in the Cape Cod Times on April 5, outlines our reasons for opposing this tax.Despite our concerted efforts for nearly ten years, it is becoming increasingly clear that legislators are intent on imposing this tax and will likely succeed.Homeowners can certainly continue to lobby against this tax, but a more realistic approach at this point might be to attempt to mitigate the negative effects it would have on the Cape and Islands.

He communicates with renters and cleaners but still feels overwhelmed bc of the amount of communication he gets from renters.

on their own and are not without risk.Though daunting at first, once you’ve done a few loans, you'll realize how easy, time efficient, and relatively safe they can be.

The first was a total dud, the second one has great communication with me, provides good account reporting and caring for the property, however, they lacked the ability to rent my duplex, maintaining on average a 3-6 month vacancy per side per year.  

What is the best/most efficient way to finance a buy and hold property without having a huge down payment?

You would have to be able to get the work done on time, quickly, and cost efficiently.

I can get a prequal quickly as I've been in constant communication with my lender and my scores are top and I won't have a problem getting the loan.

If you can communicate through text or email while at your job, that may work.

Energy efficient windows.

He's not in the same state (he's in SoCal I'm in Florida) but we are able to communicate effectively.