Non-distressed homeowners have been sitting on their homes, even though they had a desire to sell, to wait for market recovery.

Even if it costs some money I think it is an excellent learning experience.Assuming I desired to go through with this project would you contact banks/HML's before placing an offer or after?

I guess basic curiosity and the desire to learn from others inspired me to lock for a forum with the type of information needed to take this adventure.

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I have no desire to enter a lawsuit. 

I am trying to figure out what is more desired and which would have a better resale and rent value... either a walk in shower or a shower tub combo? 

Tenants have no desire to maintain a 1 acre property so you're going to be stuck paying for that.

ONe thing to consider is flip the tables.. become the bank.. let those that have the stomach and desire to landlord do that work.. you just collect checks each month your still invested in the exact same asset but with none of the liablities and day to day interface with PM and tenant.. 

I’m looking at duplex in a very desirable neighborhood, where I want to live, close to a ton of amenities.

During the GR we converted the less desirable unit back to LTR rental during the school year.