I live just outside Raleigh NC and am looking to invest in this area, as well to as far east as Wilson NC and south to my hometown of Fayetteville NC.I've been reading over the reams of free content here and watching/listening to the podcasts, and a few books as well (including the ever popular Rich Dad, Poor Dad, of course), and I am so impressed by this community and how much information you guys are willing to share to help out others on their journey.So anyway, just a bit about me:I am 38 years old and married with 2 wonderful sons, and I work in banking. 

I did find this in the forums posted by a NACA personTo find out if a home is in the Target Area for non-priority members:Go to this web site:https://geomap.ffiec.gov/FFIECGeocMap/GeocodeMap1.aspxGet the Tract Code for your State and County by searching here (State/County/Tract List):https://www.ffiec.gov/census/default.aspxIn that table, look in this column for that particular Tract Code: “Tract Median Family Income %”.If that number is less than 100.00, then that address is available to you; if the number is 100.00 or greater, that property is NOT available to you.

Do some networking and get to know the Association web site inside out.

My main use cases for this tool:Low effort implementationAutomatic leadsShare lead information in real timeTrack status of prospectEmail management with drip campaign (++ if it has text ability, too)Mobile App (willing to settle for mobile web if really comes through in other features)I've scoped out a few out-of-the-box solutions with findings below:Is anyone out there using Brivity?

@Bryan Thomas , in addition to the above, I would also look at Resman, it is a completely web based PM tool which is less expensive than the competition.

There are many resources about syndicating on the web.

Kind regards The people who lent you the money for your credit cards (people like you and me who invest in banks instead of real estate) want their payment on time.

Check out We Close Notes web site for more info.Of course there are numerous articles here on BP and YouTube videos that are worth reading/viewing as well as several other note investors who offer educational material.

I have 2 questions for you:1 - Why would you take free money, that is already in your control (cash in bank/cash flow), and give it back with the goal of taking it out later...and paying for it (refi)?

Learn the requirements to lend in your state and use that, in part, to base your evaluation.More importantly, do yourself a favor and stay off the web when looking for lenders.