Hi Joon, You can get a $55k loan amount using a DSCR loan as long as the value is $75k.

With this said, I would never do this for a rental so this is a rental (tenant moved out) that I plan on selling using a 1031 exchange on soon and the garage floor has lots of cracks and stains so I want to make the floor look nicer.  

I went with the “easy” investor friendly lender for the single-family rehab while using a bank that had rigorous underwriting policies for the ground up project next door.

I do not go after properties that cannot support both sides of the equation: appreciation + cash flow = wealth.I really like the idea of using a HELOC because it is essentially a giant credit card. 

I am closing on a multi-family (3-4 units) buy & hold investment in East Boston.Purchase price: $969,000Down Payment/ Closing Costs: $113,000I am in the process of buying my first property, using a 2 for 1 buydown, which is in a non flood zone in East Boston.

I am using a local bank - Savings Bank of Danbury. 

If you aren't paying cash for the properties, you aren't buying in an LLC unless you are using a DSCR loan or other non-homeowner loan.

There are three main workflows I find promising so far, sketch to image, model to image and image to image which I will describe below: Sketch to Image - By using a local installation of Stable Diffusion, you can create image generation workflows and adapt them for your uses.

I personally don't like using a % of rents of maintenance cost, realistically speaking an older unit with lower rents will have higher maintenance cost than a newer/nicer unit with higher rents. 

I'd recommend reaching out to your local REI meet ups and see who the seasoned investors are using.  A