.~ I will most likely purchase the first home (multi-family) using a bridge-DSCR loan combo or a FHA203K (3.5-20% down). 

If it's in the restricted zone (within 31 miles of the coast or 62 miles from an international border, you have the choice between using a bank trust and paying the fees mentioned above or using a Mexican corporation and bearing the costs of establishing and maintaining  the corporation.

What would one of you suggest for a medium term operator whose tenants may be over using a specific utility like gas or electric.

Looking for some guidance on using a new pro membership and navigating .

Are you saysing I should not be using a HELOC?

Has anyone have any experience acquiring multifamily property using a SBA loan like to get your thoughts?

I second what has been said about using a HELOC to help fund your purchase and rehab.

Quote from @Matt Wan: Can I purchase a property using a traditional mortgage without being physically present for any part of the process?

If you did finance some of the purchase using a non-recourse loan, then you need to read up on UBTI/UDFI and there are some taxation benefits that the IRA can achieve since it now owes taxes in that scenario.

So keep that in mind when using a special lock system.