That's right I'm a newbie to Bigger Pockets from Evergreen, Colorado.

which is a whole other subject3) if you don't have a contract with the seller first, you are violating Occupational Code if you aren't an agent. 4) depends on the situation5) The owner does normally but if you are doing a SLO I'd use Evergreen note Servicing or someone similar to pay it. 

Sort of like having a discussion with Eskimos about tropical fruits. 

We did Evergreen and we did the down payment assistance program.

@Stanley Desir his name is @danielbenning work at tropic shores in hernando, you can google him as well for the phone number.

Or at least some lovely tropical third world country where nobody is waving black flags and setting people on fire. 

I'm just finishing up another rehab project and I hope to have a mellow winter including a tropical vacation, some family time and some good snowboarding!

For example, you can purchase Named Storm (Hurricanes/Tropical Storms) coverage separately for coastal locations or Flood coverage separately for locations in areas that have a risk of river or flash flooding...or Earthquake too, though at times the cost for those coverages may be more than you'd like to spend...

Because of the potential severe wind damage from hurricanes/tropical storms FL had to establish a Pool for Windstorm coverage.  

A warm greeting to all from the balmy tropics of Bangkok where I have lived since 2010.