That way you can keep tract of each separate property, but only use one account, one check book, etc. 

So to make this more digestible try and find a picture from 1.5 years ago....

I have a 5 acre tract of land that I am considering either splitting into smaller lots, build a new home, or just sell the tract as is.

Ok, truth be told, I'm more confused than when I originally asked the question but I still appreciate all of the great feedback and am working to digest it all.  

To borrow somewhat off of Bill Gulley's post ... some other options could be for the borrower to add collateral (additional equity via tracts added to the deed of trust) or to add other compensation (e.g. profit sharing) to get the deal more in balance. 100% of purchase price on a really good deal with good terms for the lender may be an acceptable risk.

A couple years back my aunt and uncle sold out a large tract of land to the sand mine.

...owner occupancy.This is from [page 68 of their 353 page study](https://sparq.stanford.edu/opd-reports) which was about something non-real estate related.They were studying something off-topic for this discussion forum, but something found in the data is quite relevant to us.What was being measured here is the frequency of traffic stops in census tracts.

Please send me the hospitality tracts you have.

For example 53215 has really nice neighborhoods and really bad ones, low-income census tracts and moderate, high crime police districts and low crime ones.

This model looks like a small vineyard surrounded by a housing tract.