If you use it for self defense, and coordination, Ill agree with it.Now I pursue health, dabble in woodworking, pick up my neighbors mail far too much, etc.

But in regards to @Ricardo M. defense, how would you go about using that borrowed 70K to purchase a home (without getting involved as a Joint Venture)?

You will also need to include a Department of Defense Manpower certificate from their web site to certify that the tenant is not deployed.

She has a fitness studio now where they have a variety of fitness programs, including kickboxing, self defense, etc.

No insurance company takes on cases where they spend hundreds of thousands of dollars in defense knowing they will likely lose.

"I assumed they were an adult" won't fly for a defense in court.I do fully agree that lease/option sellers aren't all bad actors, nor is this the only place where bad deals are done.

He went to listing agent and without us ever formally submitting the offer (which, in his defense, he said he would if I really wanted him to) and basically said, hey, if we make an offer, it's going to be under $60,000; we want to make sure we have a dialogue before we take the time to put it together. 

In his defense, he has taken a lot of his time to show me other places over the past couple of months, even on weekends and properties that are geographically far apart (45 mins+), but lately I just feel like he doesn't even want to deal with me. 

I have no problem doing that as well.The tenant lease expires in within the next 100 days so I kept that in mind as well.I suppose the nature of my question puts me on the defensive but I must repeat I still haven't received rent for this month with a voice mail saying the tenant must have sent it to the wrong address and the check IS in the mail.

We never go more than $25-50 below market rent, you are better off having a longer vacancy and renting it at the higher rate.I'll admit that as a landlord I would prefer fewer people living in my units, but my criteria and decisions are based on other defined and defensible criteria.