It's required now with the new regulations.

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I'm more serious about it now so I don't think I retained a lot when I took them.

If you are getting buying now in TO & Niagara, you will need to have a large down payment for the units to cashflow. 

I am kind of new to real estate investing as I got lucky the first two times but now I am looking to invest quite a bit more money and I am slightly terrified. 

Why is the rent so suppressed for all those units right now?

.- Risk Rating 2.0: That same house may now pay $1,200 if it's closer to the water and more vulnerable or $800 if it's higher up and better protected.Flood zones still matter under Risk Rating 2.0, but their role has changed. 

Now, I am questioning if it even makes sensse to develop anymore properties.Does anyone else have any thoughts on this?

Here are some tips to help you negotiate effectively:Know Your Numbers ColdBefore entering any negotiation, understand the financials of the deal inside and out.

Can someone please explain the reason some operators are having trouble with big multifamily properties right now?