You can go to their website and submit an application any time.

Not directly applicable to your situation, but an acquaintance of mine got into a lot of trouble in a slip-and-fall incident because she tried to DIY the insurance.

Business as usual in my experience.Be very carful lowering your rent as all that will happen is you will attract lower quality applicants that you will likely regret.

The name of the game is just getting the assets out of the application spouses name and into exempt assets and or exempt asset holding trusts (or a combination) without triggering the look back period or decreasing the amount of penalty time.

I use residentresearch.com but have recently started using Zillows application process that the tenant can easily complete online and is very fast.

this means they need to submit applications, etc.

Prospective tenants are asked to fill out an $45 application fee which covers the credit/background check.

Rent is below local market getting lots of inquiries but only a couple applications and even those fail to pull the trigger on signing a lease. 

BRRRR strategy (if needed/applicable) to get started on a couple single Family2.

Imputed interest rate rules: https://www.law.cornell.edu/us...Index of applicable federal rates: https://apps.irs.gov/app/pickl...