Guess I'll have to google it.

datafinder.com or REIskip.comdatafinder is cheaper at $0.06 USD per phone number and $0.04 USD per email$99 USD minimum order, so you might as well turn in a list of 1000+ names to best economize your data.REIskip.com is about $0.24 USD per number I have no idea about data quality ... also, google "data hygiene"  

I know I'd pay 25% of it as recapture, but does it get added or subtracted in the formula for figuring out gain?

We tried to charge them the lowest amount by not adding labor or materials for certain repairs for example to repair poor cover-up job for holes they made in walls, we just charged partial contractor labor and not materials.

@Jim K.Thanks for adding to my vocabulary today. :”degenerate pygophiliac designs”.

Was it just a simple Google search?

I joined biggerpockets.com thanks to lots of Google search questions and research I've been doing on real estate and multi-family unit ownership.

And they are collecting (via adding to the balance) mortgage insurance payments for a reason.4.

@Brian Stamm Google @Erik Stark. 

I also added a real estate attorney to my team, so now I am a little closer to my power team.