I'm not sure about up that way, but down here in the Gulfport/Biloxi area of Mississippi I've had great luck at Lowes in the 'scratch and dent' returns area for appliances.

That being the case, I would like to take advantage of the fact that I may be out of work for a while and be in a very low tax bracket right now.

I would assume for a single family that utilities would be about 100-150, depending on the size of the house and season of year.

Super low prices and high rents.  

I'm looking to buy my first multifamily in central mass (worcester specifically) and was wondering if anyone knew any good real estate agents in the area who are seasoned in the multifamily niche. 

You can check out the book on how to buy with low money down by Mr Turner on BP for more creative ways.

Im afraid that she will pay month to month then leave in the middle of holiday season/bad weather otherwise.

Hello Cesar,In the unconventional lending world there are lenders who will lend up to 75% of fair market value with no value seasoning.

Multiple low ball offers...

My usual approach is to find 3/1 or 3/2 single family houses in a good school district, but my budget will be rather low for this move since my family is staying in OH and we'll be running two households.