Don’t get me wrong, the investment side of things is attractive, but unfortunately I don’t have the risk tolerance at this point in my life.  

I've been a resident of NYC for over 25 years and now at this stage in my life I'm ready to step into my own home(s) with the intentions of  becoming a landlord of multiple properties.  

I am in a flood zone and now after hearing about all the gloomy ramifications regarding rising oceans and dying ocean life, I am wondering if this was a good investment long term?  

@Crystal Wilson pay it off and be on with your life.

I lived in the Baltimore area for the first 29 years of my life (and I'm 33 now), so I am pretty familiar with the area.

It is not my fault the seller made mistakes in the past with their accountant, life issues, bad partnerships, etc.I have been doing this a long time and know how to protect my interests in a deal.

Life is more than clocking in and clocking out(in my eyes, I don't knock anyone who enjoys this type of career). 

I have done several mortgages in my life and that is just one that I've never done.  

I guess my question is, what's too far geographically from my residence to buy investment properties and still have some sort of life?

For my personal life that's fine because this was always going to be a 5-10 year investment plan anyhow.