They are fantastic for allowing me to be hands-off, my headaches are minimal, and I can rely on other people's expertise....expertise I'd never have (or want) on my own.So, I'm a vote for them!

Real people telling real stories without any sales pitches.

negativity in this world is far more common than an honest politician. when you are swimming up stream, you are going to find more hurdles and pitfalls than if you swan downstream. going downstream is easy, any idiot can do it. its those of us that swim upstream that have the courage and foresight to reach our goals. if all you wanted to do is just exist and go about life until you are dead, well, then follow the crowd and swim downstream. pretty soon you will find yourself just as unhappy and negative as they are, but comfortable because you are barely eeking out an existence with minimal work involved. sounds just a tad bit boring to me. those of us who are willing to swim upstream meet challenges, hurdles and negativity along the way, but we also have the biggest stories to tell because we have had some damn great adventures along the way. its not the reaching the goal that gives you the stories to tell, its the journey getting there. you can have the thrill of achieving your goal without the hell to go thru in getting there. that hell gives you some incredible stories to tell along the way, and if you wanna try it again, well, now you know what to expect along the way and the next journey won't be quite so hard. let those little people sit in their cubicles along their way and have nothing to show or tell about it in the end. i would rather have the journey to talk about when i get to my goals. 

I have developed a sales presentation pitch that shows the client the depth and breadth of marketing coverage I can provide and I have heard many times  "wow, your not like the average agent we have talked to". 

Let's say the girlfriend doesn't work, or makes minimal income--do you allow them to move in as long as their total "household" income meets the minimum standards, or do you require them to both earn enough income on their own to quality?

The great thing about wholesaling is it only costs you time, and minimal marketing expense depending on what types you decide to use.

@Mike Buckley I would read Brandon Turners Book on investing in RE with no money down.Caveat about minimal down payments, if you go with traditional financing you will face PMI which can eat into your cash flow.

The extra 20% is just a cushion for the bank to minimize risk, in case values go down or if they have to foreclose. 

Hi Karen, I did try that and they were pitching the Aker Fiberglass units.

No cheesy sales pitch, simply a discussion of what I do and how I help out of state investors own cash flow real estate in markets that make sense.