The one thing we can control as human beings is our effort.

As @Mark Ainley indicated, it looks like that is not an issue generally - though there will be some additional hoops for you to jump through if the appraisal comes back negative.The only question is what happens if it got labeled as 1 + den and your efforts fail to get it changed.  

Prospecting efforts like door-knocking and cold-calling I can honestly say, I DO NOT LIKE.

I know I need to get on notes and have a way to do so, but just haven't pulled the trigger as I need the rental unit ramp more than the notes so most effort going that way.

GOOD people know what they are doing and have the skills in estimating the effort.

I have been working since I was 13 years old and I am willing to put the time and effort into real estate.

@Jennifer Stutland it would depend on your goals and how much time and effort you are willing to dedicate to the business.

Jason,  Their pitch was pretty much claiming to be able to eliminate brokers in an effort to save on commissions.  

Just so they doesn't sound to anecdotal, I have a few other examples much like these, it seems to take a bit of real effort to work a straight line over that 10 year period.With regard to cash flow market and appreciation market, nothing is either fully fish or fowl, everything lies along upon a spectrum.

Even if you're naturally talented you still have to devote a lot of time and effort to become truly great at something.