What would be your analysis of each of the investment categories I mentioned.I had used High Yield or Leverage as an example you can assume any riskier asset class publicly traded in the stock market. what I am seeking is a way to assess say the risk involved in investing in a specified category versus another and the commensurate return (reward) I should expect keeping non-financial aspects out of the decision.So again, for example, hypothetically I invest this 30k in a Public REIT I should expect maybe a 5% (assumed with no basis) return YOY or I buy a High Yield ETF that returns 11% (again assumed with no basis) versus if I leverage this to buy a residential property then how to asses this on the same risk-reward spectrum and compare the two?

My main goal is to have passive income and become financially independent.If y’all can give me a few tips on how to m started and what the first steps I should take that would be awesome.

My main goal is to have passive income and become financially independent.If y’all can give me a few tips on how to m started and what the first steps I should take that would be awesome.

If you do invest in notes however I would recommend having at least some financial reserves in case things go badly.  

(Or financial advisor?)

(Or financial advisor?)

My life insurance  providers /financial advisors also says my useable return is better in the Roth.

Some target lists to consider:Absentee Owners with Equity (be aware that in some areas this is getting over-mailed so you might want to mail exclusively to this group)Seniors with Long-Time Ownership (often ready to downsize or transition to assistance)Owners with Low Financial Stability Scores (combine with age, high equity and length of ownership to get extra layer of motivation)

@Maria Villamar If you can't get the "Official" notice data, there are other ways to find homeowners who are struggling financially.If you work with a list broker, they can pull owners with Low Financial Stability Scores (FSS).

I am excited for the future and ultimately the financial freedom to be able to travel the world to my hearts content while investing back in the communities in a variety of ways.