Then you have no skin in the game, just your credit score...and you lock in a lower interest rate.

They didn't have skin in the game and I couldn't force them to work harder and longer.

How much skin are you going to put in the deal?

Seek out someone who is and shares your vision, and screen for agents that work with expired listings since that is what you personally want to work on (note that this is a tough market and takes a thick skinned agent and not all will do this as a result). 

Also, seems this began with the assumption that a lender would loan 80% with the seller taking 20%, won't happen, there is no skin in the game. :)

You also meet a private lender who will lend in two separate ways: Long term (10-15 years) mortgage on investment property at 10% with minimal down payment (this is negotiable, but it’s just so the borrower has SOME skin in the game), or short term (minimum of one year interest guaranteed) at 12% (acepting interest-only payments). 4.

Happy Thanksgiving and go Skins!!

If the property is clearly an investment style property (neighborhood, price point, condition) then the agent needs to develop thicker skin because low-ball offers are coming.

Parish, Most lenders want you to have skin in the deal.

She sent me a nice excel sheet with her balances, mortgage payment, interest rate, and rents.