I've heard from a few people on this site we may be in for a challenge.

Probably the very best path of all, but hardest of all for me since I'm not a natural people-person.

I have been taking challenges from people to give me names of Global-Warming skeptical scientists and 80% of them have been bankrolled by energy companies, (most principally Exxon)(I am at a public computer right now but I will get you documentation on this issue in particular).Also, many people, such as Al Gore, have profited through hype about global warming, but many are simply doing their jobs....such as the good members of the vast majority of the scientific community (all over the world).Its hard for me to believe that the majority of the scientific community could be bribed into this one....Could you get me some documentation on this?

I enjoy the challenge of taking on new and difficult projects.

Although we have not seen much fluctuation in residual streams of the nature that I own, I think some of my money should be in RE that is known to appreciate and as mentioned above can be Levereged, Depreciated, etc.'

They are organic by nature, and are fine.

One day, I would like to be a full time investor, and be financially independent.But, with the current challenges in the market right now, I am hoping that I will be able to "pick your brains" and obtain some key pointes / pitfalls to avoid.Again thx and I look forward to working with everyone.

At the discretion of the HUD Field Office, the cost estimate may include a contingency reserve if the existing construction is less than 30 years old, or the nature of the work is complex or extensive.

I will give you all some advice, there are some folks on this site, who out of their generous nature are willing to post what they know on this site with no cost to you, all you have to do is listen and learn.

It IS possible your standard is unrealistic.I have reviewed thousands of applicants in all income levels, and in some of the very poorest and crime-ridden neighborhoods in my cities, and while it can be a challenge to get someone to qualify, it is achievable.