I am in the Atlanta area, let me know if I can be of assistance. 

Investment Info:Single-family residence wholesale investment in Rome.

Or is qualification your main preference 1-4 unit fha conventional loans will qualify off DEBT to INCOME or DTI while commercial portfolio loans will qualify off DSCR or debt coverage service ratio (this assume you’re not going to live there if you’re going to a credit union).So you asked a loaded questioned but I gave you some questions/answers to think about if you could provide more information perhaps more commentary can be added further.

Curious why did you find this a red flag?

Is there an issue with getting set up with one or more of the credit bureaus and starting to report on our borrowers?

THANKS in advance for recommendations!

Don’t get caught up in the “if I hads” and go buy houses.  

What's the breakdown in tenancy between the shops and any income from the barn (or the house)? 

Quote from @Heath Sizick: Hello,Quite new to all this.

I haven't run any numbers on this, but I've seen similar setups and at some point you are really just ahead the month.