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Updated 5 months ago on . Most recent reply

Jessica Heller's profile image
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Jessica Heller
  • Member since Oct 2, 2023
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Jessica Heller's profile image
Jessica Heller's profile image
Jessica Heller
  • Member since Oct 2, 2023
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Jessica Heller
6
Votes |
7
Posts
Private Lending & Conventional Mortgage Advice

All in one loan

Jessica Heller
Posted

Hi everyone! Question for you - does anyone have any thoughts on all in one loans? They sound great so trying to figure out what the real downside is and why investors don't always go this route? 

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Andres Martin's profile image
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Andres Martin
  • Real Estate Agent
  • from Fishers, IN
  • Member since Jun 24, 2021
  • Posts 25
  • Votes 15
  • Experience 2 Yrs
  • Investments 4
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Andres Martin's profile image
Andres Martin's profile image
Andres Martin
  • Real Estate Agent
  • from Fishers, IN
  • Member since Jun 24, 2021
  • Posts 25
  • Votes 15
  • Experience 2 Yrs
  • Investments 4
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Andres Martin
  • Real Estate Agent
  • Fishers, IN
15
Votes |
25
Posts
Andres Martin
  • Real Estate Agent
  • Fishers, IN
Replied
  1. The only downside I can see for them is that these loans can be riskier for some borrowers. Since the account is linked to your mortgage, overspending can increase mortgage balances instead of paying them down. Financial discipline is essential.
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