Mine serves as a great set of eyes and ears, happy to refer him to you.

Architects are a potential contact but I have found them very self-serving in that market segment and not of much help. 

@Jen Lee I would focus on Northern NJ, maybe even Hudson County with your budget if you still want more of a city feel, or up toward Westchester, but I think your multi-options vs. livability quotient would be better served going into NJ.

Hi,Am looking out for recommendations for pool deck contractors who serve Philadelphia.

If you need it for loans, I still don't think the adjustments will serve you well based on what I said above.

If I were the seller , I would DEFINITELY advise my agent to agree to your proposal since it would serve my monetary interest and not yours.

HML are relatively expensive and can fit well into the investment in certain ways, but you'll want to be careful with this money.I think you'd be well served by a savvy agent. 

There are many ways to structure a team, however, this arrangement affords me the ability to utilize my 'team' to better serve my clients while supporting agents in growing their business. 

Talk with some local banks and CUs whose business it is to serve their communities and customers directly.Any finance professional who suggests you play fast and loose isn't one you want to work with.

PML can serve a lot of purposes, @Deidre Williams.