I'm estimating property taxes and insurance at about $450 monthly. 

We had checked references and verified he was licensed, bonded and insured the first time we worked with him.

I'm getting bids from GC's (example: $6400, $6500) and found another guy off of facebook for $5400 (supposedly insured).

Does anyone know if E&O insurance will pay if an agent or broker is crazy enough to list a property for marijuana use?

Should the tenant be required to pay the CC fees if they choose not to do auto deductions?

I am interested in exploring other insurance company options for my 4unit building in Long Beach.

Talked to the mortgage company and they said 2 things happened. 1, they added some extra insurance to my account.

Can anyone recommend a good insurance agent for a flip in the Chicago area?

You'll get more accurate advice and answers, and they will probably be more willing to work with you and guide you in the right direction if they have documentation to look at (tax returns, W2s, amounts you paid for each property, taxes, insurance costs, estimated rents and completed values, etc).

The appraisal came in above the purchase price, insurance and taxes came in below their estimates, and my ROI is expected to be higher than what they quoted me.