Once people start going hungry, once people can't afford clothing, once retirement funds lose 80% of their value, it may become politically possible for politicians to change their position and support a return to economic activity despite an increase in death counts.  

She divorced and was awarded 55% of her husband's retirement.

My 403b is not my only retirement account.I am a teacher and have a 403b retirement account that I had put cash into when I first started teaching.

My wife and I were literally having the discussion of finishing our basement for her parents, as my MIL is retired and FIL is getting close to retirement. 

I have four units and plan to purchase several more as the leading part of my retirement plan.

Family, passive income, early retirement, additional income stream, etc.- What is my long-term goal (25,50 years down the line)?

Do you know someone that has $12,500 in their retirement account?

We are in the county in an area with a lot of retired people around a lake community.

One cannot tell if your assumptions are correct without knowing the details (purchased with marital money or not) of all assets and the division of both partner's retirement funds.

The $40k break down as follows: $25k deferred salary (max as I'm over 50), added $8k as non-elective company contribution (profit sharing - 25% x $32k for S-corp)) equaling $33k of retirement funds in my 401k, leaving $7k ($40k-$25k-$8k=$7k).