In Colorado the answer would be no, although they do allow you to apply for exceptions for minor convictions.

Denver, Colorado,3.

We would also love to retire in Colorado Springs, so any property around there may be nice as well!

Here in Colorado we use DORA, which allows us to print the actual commission approved form and at minimum allows us to see what the application or form needs to have in it, if we decide to get that form or application from another site. 

If it helps the property is in the Denver, Colorado area.

I'm in Colorado in case that matters. 

Somewhere I heard there are a grand total of 22,000 flood insured properties in Colorado.

At least here in Colorado you would need a mortgage brokers license and you would need an extra license (don't recall what this is called) in order to raise and then broker money from individuals.

My name is Karis from San Diego, but I live in Denver now for 2 years and love it.I have always loved real estate and Im looking to get back into the field as an investor.My Background:2004-2005 Real estate Certification at Cuyamaca College @ San Diego, California2004 - Mortgage Loan Originator 6 monthsMortgage Loan officer 6monthsMy goal for 2014 is to get into real estate investing through wholesaling, increasing my real estate networks, work on getting my license for Colorado, Eventually with experience build a real estate investment business and investing in rehabs, and cash properties.Currently Seeking Mentors,Investors for wholesale list for Colorado (maybe California), and anybody and anyone to help build knowledge with and network.Thanks for the warm welcomeKaris

I own 8 single family rentals in Colorado.