One is total of 400K and other is 330K (the difference is actually 60K given the bigger quote includes some finish material as well, but most of finish material is on us).

They were eager to get started and have been very honest hard workers up until this point and they are doing great work.We got started fairly quickly and while we discussed price, we didn't talk about when and how much they would get paid throughout the project.My question for BP'ers:1) Do you reimburse for materials right away if they purchase materials?

It is possible for a handyman to install, and the material cost is nearly 1/3 of copper.

Common enforcement triggers are:insolvency (including events relating to insolvency, such as receivership);failure to pay an amount under the loan;breach of a transaction document (although sometimes only if a materiality threshold is passed or a remedy period has expired);misrepresentation (although sometimes only if a materiality threshold is passed or a remedy period has expired);in many cases, cross-default;in many cases, material adverse change in the borrower’s circumstances; andin many cases, change of control.In the case of land, a process for carrying out a mortgagee sale of the land is prescribed in the Property Law Act 2007.

Hi ambitious investors I've question for you-- Where do you guys get REAL wholesale price materials like sinks, faucets and cabinets?

That whole process is a separate post, and includes filing the claim, coordinating with the adjustor and my mgmt, providing the adjustor receipts and documentation, catching that my claim reward accidentally excluded a material part of the plumbing repair, receiving two separate claim checks, depositing them without realizing they required endorsements by my mortgage servicer, having the checks rejected by my bank while incurring fees, having the insurance company re-issue the checks directly to my loan servicer, finally depositing the checks this past weekend…and while I write this I’m realizing I may have coverage for lost rental income to follow up on!

If you're going to get serious about RE, you need a material hauler.   

I really want the cf at this point in my life, No point hanging my hat on appreciation that may not materialize for years

For clarities sake, i'm looking for material that's written by an academia (preferably by a PhD), or someone with significant experience, and a proven track record.

I wound up preparing all of my information — printed and digital copies of all the requisite materials and a few potential properties to discuss my goals.