Hi Donald, it is awesome to that you're shopping around for the right platform to help you with managing your first rental.

My bet's on Denver.

For those that we are keeping on AirBNB, we are reducing base prices, increasing discounts for longer stays, including sanitation protocol language, changing to flexible cancellation, listing on multiple platforms (VRBO/Air/Booking.com), optimizing listing titles & photos as much as possible. 

The big dogs in real estate are shifting gears already and I'd bet money on it. 

A safer bet is 75% as debt.

However, considering the scope of the steps that have been taken so quickly and so far, I'll bet a donut that our president will negotiate something with mortgage lenders. 

Your best bet is to just talk to both as quickly as possible and let them know the situation.If you have signed a lease, technically you are liable for the terms of that lease, even if you only paid a reservation deposit. 

I have looked into "corporate" umbrella policies, but those have tended to be overly expensive in my findings.One thing you can do is require all of your tenants to purchase their own renters policy, and that will help cover most common things.And jumping ahead to an LLC, buying the property personally is going to be your best bet, since you are living there. 

I would advise that you reach out to them directly on their social media platform. 

I think it is the same in real estate-  you are basically hedging your bets during a down turn by buying low.