After using my current CPA for many years he finally retired last year. 

We have been seeking more a more passive income stream for the last couple years and are planning to unwind (sell) our portfolio of single family rentals.

Plus then it's new and lasts trouble free for decades. 

Owning a home, managing repairs, collecting payment from tenants...all these things take time away from you and you might not even have that much time to begin with.Most of the residents I see opt to rent a place with roommates to offset the cost of housing.

Over the last few months I’ve been trying my best to learn as much as I can to gain knowledge in the business and help me make good decisions. 

During the last 12 month period, convert it to owner financing and refi with no cash out of pocket. 

We currently live in a home that we just bought last year and we will hit our 1 year mark on living here in April.

All of which has helped me reduce my taxable income resulting in me getting $$$ tax returns (which i don't hate)Last week i received a text from MJRESOLVES (never heard of them).

Last note, in case others didn’t make it clear.

I can't recall the last time I followed the sequence your lender said.