They do not require occupancy disclosure though.

If she does decide to wrap the loan, it is mandatory she tells, the wrap purchaser and makes all the proper disclosures.

1-4, seller fin addendum, + other docs as needed. i always have a bunch of extra disclosures to cover myself as well

The Act specifically states “ No landlord shall rent or cause to be rented any unit in which the tenant is responsible by agreement, implication, or otherwise for direct payment for utility service to the utility company and in which the utility company billing for that service includes any service to common areas of the building or other units or areas used or occupied by persons other than the individual tenant and those occupying the unit with the tenant on the utility account…” Now of course there are a few exceptions to this rule such as if there is full disclosure to any potential tenant prior to offering an initial lease, etc… If those exceptions are not applicable, but the general rule is, then “Upon proof by the tenant that the tenant was billed an amount for service not attributable to the unit or premises occupied by the tenant, the landlord shall be liable to the tenant for 100% of those utility bills.”

Both of our credit scores are 760+The closing disclosure had our cash-to-close at $31,980 on a $170K townhome.

Rick Pozos  correct you can sell a contract you just can't go about it the way 99% of would be wholesalers go about it... also in many instance's were there is a ruse to enduce a seller to contract with you in the first place.. a decent attorney would consider that fraud in the inducement.If you walk in and tell a seller I am going to contract to buy your home I have no intention of personally buying it and I am going to resell this contract for a profit.. and you have that full disclosure then I am personally good with that.. but you know and I know thats not what happens....

In addition, the MLS allows you to go back and look at a full history of listings on a property, view sellers disclosures on current listings, etc things not available on other sources. 4.

@Wade R ConwayYes As I mentioned you could use bifi loan servicing- full disclosure I invested in that company as I am a note investor as well

Confirming that I don’t need a signed tenant buyout disclosure and agreement for $0?

Full disclosure, I know nothing about that market, however in my market, owner occupying a multi should cut your housing expense in half or more, sometimes all!