I think the short answer is, there are a lot of lenders out there so it's worth shopping around.I'd consider talking to a mortgage broker instead of to a bank directly, as mortgage brokers are aware of multiple loan programs from different institutions, so hopefully one will be able to fit your situation.On your general question about one full time job vs. two part time jobs, as a general rule the more you fit into the "standard box" (look like most other loan applicants), the better.So while I definitely wouldn't say you're out of luck - I think there's a lot of money out there chasing borrowers these days - your options will definitely be more limited the more you stray from the "single full time job you've held for a few years, or at least in the same industry" model. 

Hey guys, so having access to MLS has given me even more access to certain software programs that can help identify absentee owners (in & out of state).

It's a specialty mortgage program for first-time homebuyers which allows for down payments of 3-5% and features reduced PMI.

Any suggestions on a free or low cost program/app to collect online rent payments from a 9 unit commercial building?

Last summer 2019 I sold my business with the intention of using the proceeds as a downpayment to buy a much larger cashflowing business, utilizing the SBA 7a program. 

These programs are meant to help people get started in life, not meant for investors.

I would recommend getting into a coaching program or find  experienced investor that will allow you to work under them. 

You can also look into DPA programs for buying your first home to than transition it into a rental or 2-4 unit living and renting same property. 

Schlage Encode door locks allowing us to program door codes remotely. using check in and check out dates  Also use Gecko In Touch2 wifi app to control hot tub. 

We are experienced investors and know how to try the simple things, like the auditor's web site, on-line records, tax records, white pages, etc.