Based on the provided plan, credit, background, experience, valuations, and meetings with team members, Fund That Flip made the determination to fund this and several other projects for the borrower.

.#3  Just based on what you post here I don't think you would qualify.https://www.landlordstudio.com/blog/real-estate-professional...but I guess it depends on how much of your time will be spent on real estate activities. 

My second option is no Fixer-uppers and just buy good condition house for rental investment.

This may include exploring options such as negotiating a mutual agreement to terminate the lease or determining if there are any lease terms or local laws that might allow for termination.

Their official reason to me was that based on the premium, they would not be profitable for this policy. 

Commentary/review on which might be a good fit for which use case or goal-set.The Bank Option: Best rate hands down, and longest amortization.

We did carefully weigh our options and we determined this was the best one, despite knowing that we'd have to pay a small amount of capital gains tax.

Based on how our conversations with support, any contact with them is completely starting from scratch with as limited context as possible.

Thinking possibly two options (pictures below)Any suggestions or thoughts would be highly appreciated!

Because they are new to the business, they assume it is a commodity based business and they win business by being the cheapest option.