I obtained some insurance quotes and trying to figure out which is the better option.

I have a goal of obtaining my first BRRRR property in the next 6months.

Offered me this deal:House is located in nicer KCMO suburbs and easily comps at 112-120kHouse in need of about 23k in updates/remodel (they would perform)Has current renter that has been there 15-17 years but would probably need to leave for rehab (lease is up early 2017)Offering me value purchase price of 83500 (over 10k less than comps minus repair cost)I would get portfolio loan with my local bank there (already approved) at 30% down ($25050)Would open a HELOC to perform the rehab (max $23k)Once complete, get a cash-out refi (with same bank), at 80% LTV of (hopefully) new value of 118k which would cash me out 24k -- enough to pay off the HELOCWould put back on the market at 120k, and if sold would net 25k+ on the deal, otherwise could continue with prior renter or find new renter (pretty easy in this area)Obviously quite a few things would have to go right including the reappraisal, but the comps look pretty easy to obtain that new value.  

My goal is to build to obtain funding and starting building ASAP!!

Examples - Taxes, Insurance, Management fees, annual city certification fee, Lead base paint Certificate if your in Detroit, any utilities that you pay for the tenant (hopefully Zero).  

I offer my assistance and the skill sets I have obtained.

The first year we had rental houses (4 of them) I gave $50 gift certificates to tenants as Christmas presents.Did it stop them from moving (some without adequate notice) or, in some cases, paying the rent late? 

She has become interested in obtaining her real estate sales license and plans to focus on investment opportunities. 

Currently, Julian Colvard is an established fitness strategist to the Atlanta University Center and its students, public speaker, and, some would consider, a scholarship specialist, obtaining over twenty-thousand dollars in external scholarship monies while attending Clark Atlanta University (Junior) on both academic and athletic scholarships.

Also, Chinese government only gives title to owner for 70 years, after that the government has the right to obtain the properties back.