If the OP has a genuine explainable change of circumstances, he can disclose it to the lender and the lender can either recall the loan, consent or offer some other alternative.

Your labor is not included, so all you can claim is materials or costs paid to third party contractors.

Meghan, you're literally asking for an entire book worth of material and I'm not aware of any book that teaches you how to be a property manager.

They seems to have some quality flooring materials around the $2/sf. mark which should be sufficient for any average apartment.

Private money lenders are typically not licensed, private individuals you form a relationship with and one in which they are looking for alternative investments other than the stock market, bank CD, etc.

All the good GCs/subcontractors are super busy and taking on more work than they can handle, that combined with the backlog of material as you mentioned is leading to longer projects.  

My material costs are on the high side.

So I am a bit of a rookie I have a big dream of starting a remodeling company/fix and flip but I have many question I still carry. one is buying a house that is made of asbestos I found a house that needs some love that was built in the 1900s that has asbestos in the material what kind of problems may one run into in buying a house made of these materials.

Are there specific programs to use or have you developed alternative forms that do the job with simplicity yet effectively capture the details?

From the first point of contact, to coming out for bids, to negotiating and understanding pricing, to choosing materials, to timelines, and everything in between, up until the end.