We have finished paying off our debts and we are able to save approximately $3000 a month.

I'd investigate that further.If you have to sign the note AND be on the deed, then you are on the hook for the debt.

@Adam Kuhn it's not a joke decision but once you have enough passive income from your investment  you will love this financial freedom.

We have zero debt except the mortgages and roughly $20k in cash available.

are you looking to get in actively (flips and/or self-managing rentals) or more passively (turnkey properties or financial partner)?

I'm a financial planner by profession, I deal largely with company and state retirement plans and assisting clients with retirement funding analysis.

If you do not qualify for traditional lenders due to factors such as debt-to-income (DTI), too many loans outstanding, or poor credit, you can also look into online private lenders.

Besides, know all the numbers of such property, these are (see the Capital Letters to familiarize with RE acronyms)our Debt-Coverage-Ratio, the Annual-Debt-Constant and the Loan-to-Value to come up with the Net-Operating-Income. these numbers will let you know how to make an offer and how to approach a lender and it is imperative you have them correctly.You know why you want to be in Real Estate Investing right?

I'm investing across different states in a mix of debt/equity deals.

Fort Wayne investors, I am looking for a CPA and/or Financial Planner in our area who understands real estate investors and can help me strategize my taxes and plan for early retirement.