Here are some banks that we've had success with that would be worth contacting:- Bank 21- Cornerstone Bank- Fidelity Bank- Alterra Bank- Great American Bank- TriCentury Bank- Missouri BankGood luck!

I ask because of this express fee they charge to allow it to 'only' take 3 daysExpress PayoutsGet paid faster.

It depends if you are focusing on neighborhoods that have direct access to the T-line which is what it sounds like.If you are willing to use the commuter rail or the express bus lines Medford, Reading and Wakefield are options. 

Considering that only 65% of Americans are homeowners...

That's what makes the "right answer" different on a case by case basis.People often use the expression, "there's no right or wrong answer," but I think the right answer is the answer of what's the best thing that fits your personal financial picture.  

I'm definitely not a major in English at all but I know that the more I type, the better I will get at expressing my ideas to everyone here.

I used Real Estate Express (online) and some of the material was kind of outdated.

The house next to my personal residence is a rental and I have no qualms about contacting the owner to express displeasure about things the renters are doing that don't fit the norms of the block.  

Even in America, going by household income, 90% of USA households earn less than $150K a year -- 70% of American households earn less than $75K/yr. 

I did Real Estate Express (RealEstateExpress.com) and it was fine.