My market cash flows nicely, 1% guideline works, properties are affordable and there are plenty to choose from so no need to look farther than my own back yard. 

I am very likely to use 72(t) SEPP as @Justin Windham suggests. 

Originally posted by @Max T.

Then I had someone tell me that wholesaling may be the most conservative option for me being that I have a wife and 4 kids and can't really afford a lot of risk without sufficient cash saved up.

Like how much $ is a little money, what city Adam intends to buy in, is there continuous income to pay mortgage, etc.If I have to comment in general (as a fellow investor), especially for young people starting out, first consideration is affordability. 

I am currently skimming my marketing and only marketing to houses I can afford which means I am missing out on a lot of potential houses.

If you can afford to buy something, anything even it is a small one bedroom condo, everyone in the world should buy at least one condo/house for themselves to live in.  

@Chris T.

Also, give way t-shirts @ events like high school football/basketball games with their logo on front, yours on the back

I am employed and can definitely afford the mortgage by myself.