Trying to find an investor friendly lender in Birmingham, AL.The local REIA only had a guy form Arizona listed (kind of strange).Thank you.

One of the owners was kind enough to show me the property and share the tax returns.

There are all kinds of things that could impact it's availability for sale that may make it appear the price is an issue, when it may not be.

Perhaps it will be a valuable variable involved in some kind of AML based predictive analytics toolset? 

This is kind of what I am looking for.

I kind of feel that this is buyer's remorse....

I even looked up a couple days ago when the average time is for the first snow fall which they said is usually early november.That kind of gave me a goal in my mind of going out Mid September.

That person will give you a realistic idea of what to expect with that kind of down payment. 

@Michael Pursell @Jonathan R McLaughlin is right about the liability, which made me think about homeowner's insurance.Be sure you talk to your insurance agent about whether an "unofficial rental unit" is covered or needs a different kind of policy.If there was some sort of claim, it wouldn't surprise me at all to see an insurance company deny the claim if it wasn't a legal, permitted ADU.

Title offices are usually run by lawyers so form a relationship with one and it is kind of 2 for 1.