Best of luck to you. 

I use the credit rating to show me late payment history and outstanding debt. 

Plus, finding a buyer willing to pay your asking price could be tough, especially if interest rates are high and buyers are more cautious.Another risk is that the renovations could cost more than you budgeted for.

Buyer's agent could/should also negotiate a seller credit that makes the offer $100k, with $3k credit for buyer agent compensation, again resulting in a seller net of $94k.But now buyer has the opportunity to agree with their agent that the rate should be 2%, or a flat fee of $2k, and the buyer then pockets that savings.

Best of luck,Erick

I'm ready to get my draft notarized but thought it would be best to find a real estate attorney to review first. 

DSCR is going to be your best bet.

Thomas S.Ya that's the best reply I've ever heard. 

I have had turns where things are recommended to repair based on the field operator and my property managers notes, and I would expect the professionals with eyes on the property to have the best opinion on when the inevitable concern arises. 

This includes how you furnish, what rate you rent it for, how you market and find your target customer.