Any suggestions on a finacial app for my short term rentals?  

I would move to evict for cause (violation of the lease terms).

I am a dedicated real estate agent who works with investors seeking short-term rental properties.

Understanding the strategy and terms behind offers and a P&S is where hundreds of thousands of dollars can be won or lost.

Does anyone know of a lender in TX that has more loose rental terms? 

The transaction to pay the renovation guy worked fine (I provided an invoice from him to Plastiq).As Kerry Noble said above, they do seem to have "tightened up" their terms.

To answer your questions, we typically average $400 ADR, w/ a 40% occ - NDU football is the driver.

Looking at a strategy to Brrrr or light rehab to rent out to long term tenants.

If anyone could help me get a mortgage or point me in the right direction, I would really appreciate it.Hello Rico,You could try to find homes where the seller is willing to offer seller financing or rent to own terms so you do not require a bank loan.We do a lot of creative financing deals in several different markets.Feel free to reach out with questions. 

Typically those lenders, agents, property managers etc. that they suggest will also be able to provide referrals.