Any tips on dealing with these issues.

Investing with none of your own money is also always an option, but understand, when you have no skin in the game, it typically means that you will be giving up more equity at the exit and/or splitting majority of the cashflow during the hold.

The credit card thing has never been an issue until recently, when I needed to rent a car in the next (very remote) town over.

Min loan size may also be an issue at 70% LTV.

We walked away from one that we really liked after it was found to have some serious foundation issues.

Be aware though that fractional deals can be a logistics and control problem if the loan defaults and there is a need to foreclose.Having money idle is an issue with hard money lending.

The builder has corrected grading issues twice before where there was standing water in my backyard, but it looks like the issue was never resolved.

Also, because of code issues, the unit can't rent as a larger 2 bdr. on two floors so is still a garage + studio/small 1bdr, so the whole point of a doing a larger rehab was pointless.

I highly recommend you checking out Guesty in the meantime as it sounds like your main issue is scheduling cleaners, when really, there's an easy solution for that.Book Rec: "ClockWork - Design Your Business to Run Itself" - by Mike MichalowiczSide note - Matt I'm jealous of you being in Kihei, I was there a few months this past Spring, beautiful place.

I'm going to be as lenient as possible I just worry that she could fall 1-2-3 months behind and it's just a really delicate situation to try to collect when she's having major health issues.