Home insurance won't cover a lot of system failures like electrical.Home warranties are designed to make the warranty provider money; they are slow to respond, quick to reject claims, charge you a trip fee for every visit, use the lowest-cost vendors that provide quick-fix solutions, and are generally not worth the paper they are written on.

The investments should be chosen based on increased wealth, so that an investment in land, providing no income, but likely to triple in value in 24 months, would be chosen over a office building throwing off 12% income, but unlikely to increase in value.  

@Kyle Doney the local big municipalities (Denver and Auora) allow people to pull permits online so there is no trip down there to get a permit.

If the tenancy is a specified lease term under a written agreement, and the lease term has not yet expired, you cannot impose a rent increase during the term, unless the lease agreements provides that you may do so. 

The company providing the warranty keeps most premiums as revenue and profit."

Here are highlights of the program right from their website:Program Benefits-A 30-year fixed interest rate mortgage loan, several rates and loan options available-Down payment assistance (DPA) 3% to 5% of the loan amount-You do not have to be a first-time homebuyer-DPA provided as a grant (never needs to be repaid) or 3-year deferred forgivable second lien loan-Available statewide through a network of participating lenders.

@Ramy MosbahWe are moving over to Microsoft dynamics 365 which has some built in AI analytics and an AI builder that you can train it to pull data (ocr) from documents, provide insights on leads in your funnel and find data trends.It’s still way to new of a technology to put any reliance behind it besides having fun with it or using it to tell you where to eat on a vacation or assist in writing a post

They will provide you with a list of items, do them.

I won't able to provide accurate advice without seeing it first.  

I recently had a baby girl and am extremely anxious about getting stuck in the rat race and not providing the life she deserves.