Home warranty...scams or helpful?

[Simone Montague-Jackson]

Hey there, 

I've been house hacking for a year, which has been great, but I've had a few issues with the house. I need to fix the garage, garbage disposal, and there's possibly mold in the attic (don't know how true this is since the guy who cleared my vents was getting me to purchase his service for $2k). My realtor recommended I get a home warranty to protect against issues that could cost me $1000s of dollars. While my home is new, I'd like to maintain it well, and I plan to do this with all of my properties because I like taking care of my possessions. 

Any thoughts and recommendations on home warranties in Austin or Texas in general? I was recommended to get the Sears home warranty since it's more affordable and more effective, but I'd like any help in this department. 

Thank you!