I would like a granite style, but not sure about the other stone options in terms of what would be best. 

If a seller is offering $10k in assistance but the PP is only $189k on conventional a loan with only 3% contribution allowed, what are all the options for the for any of the left over contributions after. paying closings costs ?

You want to go to meetups, meet people, and fall into a mentor by adding deal options, sweat equity, or some other skillset to help them.

An option could be doing some research to ball park what these estimates would come in at and remove that amount from your offer. 

So on the surface, this sounds like a solid deal, compare it to any other available options and if it makes the most sense, pull the trigger, kick it out and then keep growing into the next one.  

If in your position, I woulf sit down with a GOOD loan officer and talk options that align with my goals and see how we can make it happen.

If you look up REI meetups in Meetup/EventBrite, you'll find loads of options. 

We also use their revenue manager option so we have a specialist who looks at our prices daily - I recommend it for sure. 

There is not a bathroom in the building so unfortunately only option is a Porter Potty.

@Imdhadur Rahman- you will not likely  find  10% down options ...many lenders  can  lend to 85%  ltv  on  1 unit  properties  ....5% diffrence on a low priced  home  - shouldnt  amount to much